// HEALTH ROI CALCULATOR — SYSTEM INITIALIZED

WHAT ARE YOUR
HABITS COSTING YOU?

No amount of money buys back the years you lose.
But your habits are costing you both.

Enter your current lifestyle. Get the lifetime financial gap between
your current trajectory and an optimized one.
No lectures. No judgment. Just the data.

$1.4M
avg lifetime cost of
heavy smoking
10 yrs
life expectancy gap:
active vs sedentary
$411B
annual US economic
cost of sleep loss
01 Smoking NOMINAL
Cigarettes per day
0 = non-smoker  |  avg pack costs $8
0
02 Alcohol NOMINAL
Drinks per week
0 = non-drinker  |  14+ = heavy use  |  avg $7/drink
0
03 Food & Drink Habits NOMINAL
Coffee shop visits / week
avg $6/visit
0
Fast food / takeout per week
avg $14/meal vs $4 home equivalent
0
04 Physical Vitals POOR
Exercise frequency
CDC recommends 150 min/week moderate activity
Average sleep / night
Optimal: 7-9 hrs  |  Under 6 has documented costs
7.0
05 Preventive Healthcare NON-COMPLIANT
Annual checkups & preventive visits
Early detection saves significantly more than treatment
06 Patient Profile REQUIRED
Your current age
Years of impact remaining in calculation
30
Annual household income
Used for productivity impact calculation
ANALYSIS COMPLETE
LIFETIME FINANCIAL DELTA // CURRENT vs OPTIMIZED TRAJECTORY
Direct
Habit Costs
Healthcare
Delta
Productivity
Impact
Category
Current / yr
Optimized / yr
Annual Cost Breakdown
Sources: CDC National Health Interview Survey | NIH cost-of-smoking research | RAND Corporation sleep study | NIAAA alcohol cost data | Journal of Labor Research exercise-income correlation.
Statistical averages across populations. Not personalized medical or financial advice. Optimized trajectory assumes quitting harmful habits and adopting CDC guidelines.
A tool by objectively.net