RealisticWhere Your Money Could Actually GoBased on historical averages
Investment
SpeculativeThe Spicy SectionFor entertainment only
⚠ Everything below is based on historical highs that may never repeat.
Past performance means nothing in these categories.
This section exists to make you laugh and/or cry. Do not make financial decisions based on it.
Asset
All projections use compound interest formulas with historical average rates.
Serious section rates: HYSA ~4.5%, Bonds ~4%, REITs ~8%, S&P 500 ~10.5%, Total Market ~9.5%.
Speculative section rates are historical peaks -- not predictions or advice.
Inflation adjustment assumes 3% annually. A tool by objectively.net